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Tip of the Month
"With interest rates starting to rise once again it is most important to take advantage of the low interest rate environment and reduce your non deductible household debt. On a $350,000 home loan at current interest rates an increase of $100 to your fortnightly repayments may reduce your loan term by up to 7 years and save you over $90,000 in overall payments to your bank.
"
Claire Williams
Contribution
Re-contribution strategy is one of the ways to reduce taxable component of the member balance and hence minimise tax paid applicable upon payments to the beneficiaries
ATO
Nomination of Beneficiary
Did you know Superannuation is not automatically included in your estate planning unless nominated? As such it is very important to make sure your beneficiary nominations are up to date and reflect your current wishes.
Claire Williams
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